An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

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When it comes to the college admissions process, your ACT score can play a big role in where you end up. Whether you’re aiming for an Ivy League school, a state university, or a small liberal arts ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. This article has ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. This article has ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

According to the 2021 to 2024 LSAT percentile table, just over 4% of test-takers scored between 170 and 180, which would place them in the top tier for law school admissions. If you have a dream ...

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...